I'm up for a friendly duel (getting a handicap). Since you're prob gonna have better swim and overall time, can do either one.
EDIT: since posting the above, I've had second thoughts. Let's say we have a 26 minute handicap and I finish 25 minutes behind Ryan, then I win a steak. That kinda seems weird, to finish 25 min behind someone and have them lose the bet, though he was a huge amount faster than me. Maybe not a great idea.